Our Valuable Services
LOANS & CREDIT CARDS
- Mobile Phone on EMIs
- Home Appliances on EMIs
- Personal Loan
- Credit Cards
- Gold Loan
- Self Help Group
- Health Insurance
- Pocket Insurance
- Two Wheeler Insurance
- Term Insurance
Check out the great services we offer
Only three documents required to process your loan
Get a loan from us even if you have never taken one before
Transparent terms & conditions for your peace of mind
Only 3 Documents Required
1. Any ONE of the below documents
- PAN Card
- Form 60 (with one proof)
2. Any ONE of the below documents
- Voter ID
- Should have an active source of income
- Should have a gap of 90 days between Previous Applications
3. Bank passbook and cheque
- Applicant should be an Indian Citizen between 18 to 65 years of age
- Applicant should have a valid identity and address proof
- Driving License
- Masked Aadhaar
|Loan Amount||Up to ₹ 100,000|
|Loan Term||Up to 24 months|
|Minimum advance cash/Down payment||0% - 40% dependingon commodity price|
Fees & Charges
|Processing fee||₹ 899|
|APR (Annualized Percentage Rate)||0% - 48.09%|
|Days Past Due||1 day||30 day||60 day||90 day||120 days||150 day||180 day|
|Late Payment Charges||₹ 350||₹ 450||₹ 550||₹ 750||₹ 750||₹ 750||₹ 750|
|Total Late Payment Charges||₹ 350||₹ 800||₹ 1350||₹ 2100||₹ 2850||₹ 3600||₹ 4350|
Frequently Asked Questions
Can a person with no credit history apply for a loan?
Yes, an Indian citizen with an active source of income can avail loans even without a credit history
Can a retired person apply for a loan?
Yes, a pensioner can avail the loan, if they meet the minimum eligibility criteria
Can an existing customer apply for an additional loan?
Yes, existing customers can apply for additional loans if their current contract to any linked contract is not delinquent. Additionally, there should be a gap of minimum 90 days between loan applications
What is the maximum amount I am eligible to avail?
The maximum loan amount differs from product to product. You can check the maximum loan value on specific asha puron product sections
How can I make part payments against my EMIs?
There is no option for part payment against EMIs, but you can avail of the payment holiday option after paying the first two EMIs
How do I change my EMI due date?
EMI due date is system generated and cannot be changed during the entire loan tenure
How do I check the status of the payments I have made?
Payment status can be checked under the Repayment Schedule on ASHA PURON LINK. To access the Repayment Schedule navigate to Home > TRANSCTION > Contract Number > Repayment Schedule > Download Repayment Schedule
How many products can I buy in a single transaction?
Only one mobile phone Loan can be availed on a single loan application
When would I be levied late payment charges on my loan?
Late payment charges will be levied if the EMI amount is not paid within the due date
How can I foreclose my loan?
The loan can be foreclosed by raising a request for early repayment with customer care
Contact us the get started
Senapati Building 2nd floor, Dharma, Midnapur - 721101